It is available in Free and Premium editions.

So since it's giving you a CoC ROI of 9.89%, it must be assuming an initial cash outlay of ( ($281.73 x 12) / 0.0989 ) = $34,183.62.Edit: I think I'm right, because if I take 20% of your purchase price and add closing costs and repair costs, it equals $34,200 ;-)

Most every market will have neighborhoods that are a premium so make sure your comping homes in the same general neighborhood (school districts drive value as well).

It includes two month's property tax, insurance premium. 

Lenders like class A assets what they dislike are the older smaller mixed use buildings with mom & pop businesses.The type of businesses you have in your buildings also effects your insurance premium greatly.

If you can nail down the exit then you can work backwards and see if your $150,000 fee for setting up the deal is realistic.One way to test the market is for both you and your neighbor to put your units on the market at the same time and to market them together and see if you can command a premium above what they would sell for individually.

When you shop for insurance do you look at your premium price or the agent's commission?

If you crush it, you'll get a premium for your product, and that is how you'll get your profit.  

Lender's title insurance is defined by the state premium rates based on the size of your loan.

For example, a GC may have painters that are with them all the time and give the GC a premium rate.