BP forums helped me learn about 10% down payment options from local lenders and that I could borrow from my 4001k for the down payment.

The only option you have is if you leave that employer, then you could take those funds and move them to a self-directed IRA

I speak to investors every day and once they are familiar with new construction, we look at lots and weigh the options.

So I am open to see what options I have, and how much they would charge.Note that my TR2022 draft are almost good, just a few figures need to be corrected, so they are consistent with the previous year TR.

Or is the only option available to carry the depreciation and losses forward? 

The first one is the only one that will have an impact within 30 days, so looking at other possibly options doesn't have any more of a negative impact.

Hey BP Fam,I have been listening to the pods and reading some of the books for about a year now and have really fallen in love with learning about Real Estate and all the various options there are in the industry.

That being said bills are already in place to supplement more insurance companies and options.

You also have the option of refinancing rate/terms with your current lender and change it to more favorable terms.

You have less expensive options at $.97 per sq ft at Home Depot that will last many years.