I even lend out at no charge to friends/family and offer at fundraiser, such as, school auctions, etc.

Hi - typically Mixed Use properties are going to require a traditional commercial real estate loan from a bank, small balance commercial private lender or for the larger ones a CMBS style loan.However, a newer "DSCR Loan" product for Mixed Use is making a comeback - which is a really great option for smaller properties/more beginner investors since it has all the same trappings as a residential DSCR Loan (30-year fixed, easy qualification, straightforward process) for a property with commercial units.Generally going to be limited to 8 units max and has to be primarily residential in every way (majority residential by units, square footage and rents) but if it fits all that, its a great option

Depending how much you earn you can step up those savings by getting a side-hustle.

Then she offered to mentor me and share her contractors and maintenance team, etc. 

I work with Property Management side and was born, raised and still reside in Houston so don't hesitate to PM me any questions you have along the way!

That would not even be legal.Anyone telling you different or offering you anything that says it is leads of delinquent borrowers is either lying to you, lying to you and making stuff up or, lying to you and violating state and federal statutes. 

I've decided, starting off, that I'd like to try renting apartments in my current market (Jacksonville, Florida) then furnishing them and offering them to traveling professionals on AirBNB and/or furnished finder. 

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – and they often select the first PMC they call!

On the Commercial/Private Money side, this is a completely different story.

By disclosing your intentions, you’re covering your bases and staying on the right side of the law.Professionalism: Presenting yourself as a professional wholesaler can actually work in your favor.