Sure I have $495 but I'm swamped in my bills and if I pay that I won't have money the pay my lights, insurance, and my rent for this month. 

In addition to the sect.8 status, I have also determined that all the front and rear stair lighting has been on my electric bill all these years.

Can someone shed some light on this?

If any of the electrical fixtures are already missing - like a ceiling light or porch light - sometimes you can see if it has copper wiring (good) or aluminum wiring (bad). 

Here are my thoughts through numbers:Initial loan program:$140,000 - Purchase Price$28,000 - Downpayment - 80% LTV$10,000 - (rehabs - probably light)$200,000 - ARV after rehab$88,000 - Equity (invested $38K, gained $50K)Second loan program:$200,000 - ARV$40,000 - Downpayment - 80% LTV$160,000 - Loan amount$48,000 - Remaining equity (check to me)I'm looking further into ARV and rehab costs which will impact this equation but you get the jist of what I was going for.  

P.s half sheets aren't light either

Use a very lightly damp...not wet...wash cloth textured rag.

You can get a cheap black light on amazon to find the problem areas.

If you can get cheap 1x12s, that's about right for this, or get a sheet of about 3/4" plywood and rip it into four 12" wide planks.It also helps to put some temporary lights up there while you're fooling around; that way you're not always dragging a drop light cord behind you. 

HI Paulette, go to the site wendypatton(dot)com  She has a free e-book on sandwich lease options that will shed some light on the subject.