Hi - not missing anything, this is a very common issue. 

Be advised, however, that we did NOT sue our former bank on the basis of discrimination but on issues related directly to their actions against us contrary to our loan agreement. 

Apparently personal issues took place and now the GF kicked the tenant out. 

This will be helpful to hopefully offset some of the lad cost issues I am facing right now. 

-Tell them that anyone else who moves in at a later date must have a US issued ID (driver's license, ID card etc) and they cannot have any criminal record inline with your preset screening criteria. 

As a Cap Rate is indicative of the risk involved in owning the property, you want to focus on doing things that make your investment less risky if a bank ever had to take over.You can make your investment less risky by doing some of the following things:- Convert all month-to-month tenants to annual leases- Implement strict minimum rental criteria- Add security cameras- Make large capital and preventative improvements (fix drainage issues, install water pressure regulators, replace old HVACs...you get the picture)- Essentially, prove with action that you are caring for the property on a long-term basisThe only way this is effective is if you document everything you are doing as well.

Part of the issue was we were bundling trades with our contractor.

I would put no other assets into this entity such that, if it is sued, there is nothing to lose. 

And it gets around any title seasoning issues when using certain loan programs.I once established a new LLC in order to aquire and quickly resell a house.

I've been to about 10+ meetups and they all seem relatively small (other than TRIG), and I think its because there simply isn't much talk about getting into it.