It is currently lower income.  

I'm currently a professional making around $400,000 (W2 income). 

My current income is around $60k a year with limited time off per year and 50 hour weeks.  

With your steady trucking income you probably can get an FHA loan on a four-plex with very little down and live in one of the units.

😀What monthly income do you need to be financially free?

I can't figure out how it is possible to get income out of a rental property if it seems like the PITI alone is going to be more than the possible rental rates.

The mortgage for our primary residence is pretty significant and the rental income help us pay for it.What options should we consider? 

It has the highest rents on average in all of Ohio for major cities and the median income is not even in the top 3.

If you have some sort of a print out from your own bookkeeping and your closing statement from when you bought it if it was in the past year, or last years tax return if you claimed it last year for the duplex it would be really simple for them to add it onto this years return and your whole return would likely be like $500 and would be covered by their audit guarantee.

I'm talking about when you die, vesting in Living Trust allows stepped up basis to heirs based on the current value and you sell- this is about INCOME tax not property tax