As a result, I'll be selling my house and using the gains to put a down payment on a secondary house next to my current rental property.

With asset based or DSCR (debt service coverage ratio) loans or rental specific loans, lenders calculate the income by the PITI (principal, interest, taxes and insurance) to qualify for the mortgage loan.

According to our understanding of the VA home loan guidelines, a property can be up to 4 units, and mix use is allowed so long as the property will be the buyer’s primary residence and the the commercial use is subordinate to the residential use comprising no more than 25% of the property space.

Hey Team,We currently have a Seattle Housing Authority (SHA) tenant.

Hi there, We plan to sell a house we just bought a year ago due to unforeseen circumstances. 

The company seems to be a loan broker.  

It's hard to answer without knowing this.Hi Tim Yes I am buying it as primary residence, and plan to share room on first year, and rent out entire house on the second year !

I have no idea what the outside temperatures are (ie it is really hot out or cooler) and is she doing things to help keep the house cool? 

As a lender, what type of lawyer do I go to draft loan documents for me?

Just a piece of advice if you do elect to pull some cash out is to stay at 60% loan to value. 60% loan to value for most products will get you the best combo of rates/costs on the loan.