@Keith TorresHere is what the following IRS page states:https://www.irs.gov/retirement-plans/plan-participant-employee/401k-resource-guide-plan-participants-general-distribution-rulesA distribution is deemed to be on account of an immediate and heavy financial need of the employee if the distribution is for:Costs directly related to the purchase of a principal residence for the employee (excluding mortgage payments).

So this means heavy-*** security doors, fences, locks/deadbolts, and exterior lighting. 

Now try dancing the day after a heavy leg day.

I can see the appeal from stain resistance, but fear heavy furniture during move out would be a problem.

We had several heavy snows with iced up road conditions and power outages that loomed for days.  

Knowing that we are heavy on equity in the home, and have a (in todays numbers) great interest rate of 2.3% on the loan, what is the consensus on selling vs renting? 

One guest took a mustang in and overnight it snowed. 

Too many people see some videos and YouTube and think they can do it, too, and make money overnight. 

Private money does not compete and do not care about what others are offering, they usually are heavy on the points.

I have been at this for 25 years, have a successful acquisition and financing business operating in new england, and looking to hand the reins to someone I have mentored and worked with, which doesn't happen overnight.