This is a boon to the self-employed and those employees that bought their health insurance through the exchange.Forgiveness of unemployment benefits for certain households on the 2020 returns (yes, the current returns we're working on).Since the legislation was announced more than a month ago, my firm has been monitoring daily and advising clients appropriately. 

Far too many people spend their life analyzing but are too scared to actually make the jump.

But just scared as to what to do.

Anything else that might scare a buyer who doesn't know much about houses won't bother me. 

The sellers have agreed to give credit for half of the safety &  health related issues/repairs but only wants to cover the septic replacement with an escrow account as they're hoping that we'll handle the replacement, get reimbursed by the Department of Environmental Conservation/ Catskill Watershed Corporation (CWC) and refill the escrow to reimburse the sellers.

Particularly if they pose a safety or health threat to other tenants or neighbors.This doesn’t need to be (and shouldn’t become) a big issue; but proceeded with the knowledge that you have a few options and are within rights.

@Jonathan R McLaughlin scared because of whats involved.

I was so scared of making a mistake it paralyzed me for 4 years.

There are lots of people saying that only novices buy properties where utilities are not split... and that has me a bit scared. 

@Carl Flint, it boils down to: If Lenders will lend you money to invest, but you instead become too scared, then you are passing on getting "bigger pockets".ie.