Their biggest concerns today will be... how much skin will you have in the game and what type of reserves are available when everything heads south.They are going to look very closely at the individuals who will guarantee these loans... so the principles will have to look good on paper... and themselves have reserves.3.

Steve, there are many ways to skin a cat, just because you 'heard' something, doesn't make it completely true or the only way it goes down.

My local bank would not refi this deal without  "skin in the game".

More than one way to skin a cat.

A little bit of money clues everyone that you have skin in the game.For many private investors, access to funds is not a problem.

@Jenny Seaborn HML are going to want you to have "some skin in the game".

Usually this type of loan would be made on the properties where the purchase plus repair cost does not exceeds 80% of ARV.Almost always, lenders want you to have a skin in the game”.Matt, in your case, you are buying the property at 75% of ARV but hopefully that will be somewhat offset by the fact that you are going to have $300,000 with low interest.

This is not a 100% option, you will put skin in the game but you'll put less.

That way all the skin in the game is mine. 

Your best bet is to locate some good deals and break down all the numbers in a clean concise manner to show lenders that you have a good handle on what its going to take to make $$.Start saving money so you will be able to make a significant down payment, lenders will be more likely to give you a loan if you have some skin in the game.