With that as a factor I am getting more realistic returns closer to 10-11%.

Current house $2100/mo mortgage (8years left); should rent for $2200-$2500Moving to place that’s $440k; 5% down conventional renting in-law for $1200-$1500; mortgage should be about $2600I can provide any other numbers/factors/variables to help get feedback.Thanks in advance!

One factor you didn't mention that will weigh into the decision is the size of the loan. 

@Parker Staten Rish did you factor in your CoCRoi too?

I see no logical way you can go from $800/mo cash flow to only $500/mo factoring in PM fees.

You'll find that most people look at 6-8 factors (although there are tons of criteria you can add).

The numbers are subject to change depending on other factors but I tried to get an avg and work of that.

When you factor in the lack of risk with cash-only, it's probably more advantageous.

You need to factor all of those expenses in to get a feel for what your true return will be.

Your geographical location will not be a driving factor if you can source local third party management.