Whether it’s higher premiums, inferior coverage, or other, my experience suggest to not make a claim unless costs exceed $10k.

I am encountering roadblocks when it comes to our credit score (mine is good / his is crap), experience with flipping (I have no experience / he has 22 years of flipping experience) and the amount of cash liquidity that some of the hard money lenders want is still on the high end especially starting out.

If so, reach out to them and ask about the experience

Sounds like you have some of that next level experience that many of us beginners and those of us in the mainstream way of thinking have never dealt with. 

I’m based outside Houston, I bring over 14 years of managerial experience in chemical manufacturing to the table.

I guess the road block is just finding the deals and some confidence/experience.

Any thoughts or past experience from folks that were in the same boat? 

Given you have experience with house-hack it may be a good option to look elsewhere.I'm also curious as to whether you are considering other creative options like short-term rentals, mid-term rentals or working on projects that require more rehabs.Best of luck!

No shame in experimenting and seeing what works best for you :)

But I am concerned about crime mostly.How has your experience been thus far?