When you work in partnership with the city you can see if they have economic grants, TIFs, etc. to help offset the remodel costs to both the commercial space and the residential.

But Generally, most lenders will want to see that the lease or market rent can support the mortgage payment, the borrower does not intent to live in the property, the borrower has 20% down + closing costs, 6 months reserves, and credit is above 620. 

It doesn't cost anything extra, laws may be different where you are.

- we have a separate business bank account that we could receive payments from - we have tracked all renovation costs and expenses, though they were done personally and not through the business

- we have a separate business bank account that we could receive payments from - we have tracked all renovation costs and expenses, though they were done personally and not through the business

Saving money/cutting costs on those things will require much more wear/tear/maintenance/replacement, and cost so much more in the long run. 

Im sure it wouldn't be as cost effective as a golf cart.

Is there anyone in the orlando area willing to lend on closing cost for a house hack?

You'll need money saved - for the DP, closing costs(sellers can pay) and reserves for things that come up.

-your first tenant leaves when their lease is up and it costs a few thousand dollars to turn the property, and then you have to pay another full month rent in commission to find a new tenant.