It really depends on the property classes you are targeting and the neighborhoods they are in.

Often people will have more experience with different asset classes and this can help guide you to the right person for you. 

Luxury properties turn into AirBNBs, lower class properties get mid term rental ageements under you maintaining the subject to.

Also, be aware of the cap rate for that asset class in that type of neighborhood.

But your opinion on the working class is no better.

"Took a deferment" is not a protected class like "race" or "religion" or "gender." 

These are B class neighborhoods where the crime is low, schools are decent, and there are strong rental rates.

I'm interested in Class A or B properties. 

For myself:Units owned - 8 consists of 4 A-class SFH's I manage myself, 4 B-class apartment units professionally managed.Rent status as of 3/31/2020 - 2/4 SFH's paid, 0/4 apartment units paid so far.

Of course this depends on the tenant and the property class.