right now my phone mailbox is full twice a day it is just not practical to respond to everyone.

Just wanted to post this quote from an article I read, although I think banks are still ignoring it (as common sense does dictate main goal should be to make sure you are making a good loan that won't default, not that you are not penalized for making a bad loan), regarding it not affecting their default numbers: Banks didn't want their Compare Ratios to rise.The FHA has acknowledged this issue and, similar to how HARP II waives reps and warrants on HARP refinances, the FHA will now exclude FHA Streamline Refinances from its Compare Ratio calculation.

Agreed, and all that I have been associated with the value was alway higher the the mortgage owing, but did have one with other liens, taxes and judgments, which were cramed as to the lien but remained due from the owner, an unusaul situation.Cram downs were rather common in bankruptcy years ago, where a lender may have to accept less, but ED is not a bankruptcy.

This is more commonly observed in higher crime areas.

There are these things called utilities - you know, things like electric, water, gas, phone, cable, etc. - that are turned on when somebody lives in a house.

Their coverage will be for common areas on the project, not your unit.IMO, between these three types of coverage, for one property you could be sufficiently covered.

Obrien Law Firm here in Charlotte NC insulted my client verbally over the phone, FAILED to send title work after being requested 2 times, would not respond to emails or phone calls and did NOT represent their buyer client at all in a recent transaction.

I've got a friend who said that an indian casino is going to be built next door to his small neigborhood (50-60 homes in neighborhood) -- the casino property will be directly adjacent to the neighborhood (as-in sharing a common boundary line).

I suggest staying near a phone, last minute closings.....just be ready.

The last justified shooting I read about was a 14 year old kid who shot the bad guy, then called his dad on the cell phone.