At a minimum you shouldn't have to put down more than 20% if you occupy.When you bought your current one did you get a deal or did you pay retail?  

. $20k for you to buy it at retail and hopefully make it cashflow.

I send in a simple real estate contract to secure the deal, drag my gf out of her bed, and we showed up at the property after closing with a broom and the trash canFancy is sexy!

I went there 2:00 in the afternoon and she was laying drunk, on Joan's bed with a bottle of Vodka, sleeping with out a care in the world.

I live in a very expensive area - the median price for a 2 bed/1 bath is $500,000.

I want the application to be retail businesses that focus on the kids.

Properties will be close to a highway, public transportation, retail/shopping, and large employment centers.

I’ve been involved in Real Estate Sales for a few years working for investors and retail clients in the Northern New Jersey/NYC area. 

Haven't seen interior yet except peering thru windows but estimating about $35,000 to uncover and refinish hardwood floors, replace some windows, paint everything inside, lite kitchen updates, some new appliances, and light bathroom updates...budgeting to replace one boiler immediately.It's up/down 3 bed 1 bath on each floor, would rent for about $1400 per side in as/is condition, but could fetch 1750 per side if updated.  

Its 3 bed 1bath units, that currently rent for 575 a side, owner pays water/sewer, tenant pays everything else. about 900 sq ft a side.