@Taylor Philley    Apartment complex owners are normally smart enough to look at the bottom line. 

Problem is sometimes I need to saw a board and I can't keep a straight line. 

Anyone using “by-the-bed” feature on Appfolio?

I also have buyers lined up as well.

Other than that, lender fees and points are generally higher on hard money loans, so I wouldn't necessarily say they are out of line. 

The more you can save prior to beginning your investment journey, the better position you will be in down the line.

This is a duplex 2 beds and 1 bath each unit looks like, I can’t see the other unit because it’s rented.

But there is a provision in the code that states something along the lines that the if the owner does changes it has to go to the current zoning, so probably a SFH. 

There is a cabinet in the hallway that allows for inspection of the plumbing, and after further inspection, the joist that the shower sits on is cut to allow the drain line for the shower to fit.

Thanks a lot Jeffrey.Property Details: 2629 sqft, 4 bed, 2.5 bath on about .45 acres built in 1985 (sun room addition not counted as it was done w/o a license.