Also my wife and I take turns with the baby.

You're more likely to pressure an agent that we call "Part-Time Patty" into giving away her income, but you'll get what you pay for.Patty (not a real person) has blond hair, blue eyes, 2 1/2 kids and a puppy. 

She'll have gray hair.

I also work full time and have a small baby.

The Baby-boomers are a different story, the BBs are into OPM and many over-extended fairly quickly; thus, your questions.I am not sure if there is any real security you can provide yourself if you buy a property where the seller has a mortgage.

OK- lets fix this baby up and sell it for top $.

In those buildings we placed tenants such as the Federal Government Agencies, State Government Agencies, Indian tribes, small businesses, unions, doctors, dentists, stores, hair salons, etc.

Baby steps, right??

I have a beautiful wife, a baby boy, and one on the way.

Once you've done the reasearch, presented and had shot down several deals by us "gray hairs" and have truly stumbled onto a "unpolished diamond" you'll know it.At that point you'll have the money, the skills and the aptitude to "walk the talk".