Your credit score dictates your ability to borrow, and the last 3 mortgages may require a "very good" or better score.

If, like in CA, title to real estate transfers immediately upon death of the owner subject to administration of the estate, then I wouldn't think that there's any time which a creditor could intercept and interfere.And then there's the issue as to the ability of a judgment creditor taking an aggressive position and attempting to penetrate the trust corpus.

Although, I would certainly hope you could surpass a current paltry CD rate.( You could pay off a bill early for a 10% discount for example).Great quote by Dion Depaoli "The asset returns 14.57% to maturity, what is done with those proceeds once received is up to the investor.

Mandeep, conventional mortgagees will definitely want documentation of your credit score (they will run your credit) and documentation of your ability to pay (your income).

With RealtyShares, you get access to thousands of pre-screened accredited investors and the ability to raise capital for your debt or equity real estate offering through our streamlined funding process.

Your ability to obtain cash.

See http://www.consumerfinance.gov/regulations/ability-to-repay-and-qualified-mortgage-standards-under-the-truth-in-lending-act-regulation-z/ Even if you are just renting with a pure option, send them to the RMLO for a written opinion.

Real buyers can buy, or agree to buy, have the seller in some cases terminate a contract and/or wait you out.Virtual wholesalers aren't going to be buying 10 REOs and spinning them off without the ability to perform, buying and then selling.There's a thousand things that could happen to crack any deal, I'd say you're chasing your tail. :)

But no...I don't have the ability to Halt the Winter.

I'm also surprised at how many things I'm starting to anticipate that I had no ability to anticipate before and as a result consistently overspent by a little amount.