In house hacking, I believe the idea is to buy a property (single family or up to 4 units) using a conventional fixed rate loan with a low down payment and then to live in it for the required time and move on to buy another property the using the same method.

I paid rent late pretty often too in my 10 years of renting before home ownership and now investor isn low income sfhs.

I don’t think out of towers take in to account how new and low maintenance our housing stock is. 20 years is an old house.

I know here in Bay Area (CA) while there's definitely foreign money.... there's also plenty of domestic money being thrown at houses and low supply.

Some programs help those making under $175K/year, which is considered low income in the Bay Area

Especially when working with a corporation like Lowes.

Does anyone have any suggestions or know a realtor familiar with that area and with experience in low cost, investment properties?

@Kelly Conrad 7% is a bit on the low side but its not bad.

At first glance, I'd say 55k is low.

No entity can keep up for long with margins that low.