I guarantee that maintenance, furnishings, and cap ex do not add up to 5% ($800/month). 

I have seen my share of old foundations and can just about guarantee you that I know a good deal.

Up until 1979 most mortgages did not contain due on sale clauses; even when they began putting them into conventional mortgage the government guaranteed mortgages didn’t contain them.  

It's no guarantee but it's a good place to start.

There is no guarantee that the rates come down any time soon, and even if they do, you can refi again at that point.

The eviction moratorium is almost guaranteed to be extended through most of 2021.

From a purchase loan perspective, with any conforming mortgage you are not going to be allowed to have your down payment be anything but guaranteed funds that are verified as yours or a gift from a family member.In other words, in order for this to legally work your parents would need to give you the funds required and a signed note saying they are not expecting repayment of the funds and that it is a gift.

If you’re going to school and won’t be working or only working part time, that may really impact what you can afford because your obviously not getting that guaranteed base pay and BAH that lenders love to see for VA applicants especially.

When it comes to student housing and Section 8, investors and landlords either welcome students and voucher holders with open arms and embrace the higher guaranteed payouts or shudder at the thought of higher wear and tear and rowdy or destructive tenants.

There is no guarantee you will be able to sell with this price.