You may end up paying a higher interest rate on a higher payment. 

Regardless, you will likely be adjusting the expense base to reflect the tax reassessment (which you can obtain from the local county), insurance (from your insurance broker quote), property management fee, and usual repair/maintenance expenses/admin/advertising/contract services/utilities.

Inventory is up, transactions and mortgage applications are up, mortgage rates and prices are generally flat. 

Rental Amount: Charge "normal" market rates, higher?

This also has the benefit generally of paying a lower marginal tax rate throughout your years of saving for retirement.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Right now, this strategy will not work because rates are so high that you would have to really take home a windfall for the appreciation to get you down to no money in.

You mentioned that you are planning a relocation with your wife and kids, Saint John's schools are known for being top rated schools in Florida.

I believe the interest rates are keeping housing prices from climbing.

- What are your rates (all fees)?