A no income no doc DSCR (debt service coverage ratio) would be a great option for you .

Is finding a bank to loan me, the only option? 

Another option is to have your entry way onto your property at the very beginning and not all along the road. 

The intent of my post was to share this idea with those interested as an option to consider.

I have been binge listening and watching everything bigger pockets for the last three months and have decided 2024 was the year I'd make the plunge into real estate.  I've started networking with people I honestly bel...

The cash you get form either of those options helps to cover the down payment on future purchases.After you have purchased a few homes and have a good chunk of change you can get into 5+ units and start using DSCR to buy apartment style homes where you can focus on affordable living options and things like section 8.

While Newark may have potential, Columbus offers a broader range of options and stronger growth prospects.

I am not familiar at all with subject-to but is that an option here?

If you're doing MTR or STR, furnished is the only option. 

Click on that and you should see the options to preview it in VRBO or Expedia.