I have the capital to put a little more down with a conventional loan (15-20%), but my mortgage lender is telling me that if I am not planning to live there, I would need to put down 25% for an investment style loan.

The only down side if you left life style creep happen and start living off the excess cashflow the market stays flat and you didn't have any principal paydown during the period (I don't see this happening). 

I see the grey beard, which means wisdom of course;) Later in life, you may choose to have paid off assets that support your life style, where in your earlier investing years you may leverage more for growth.

Overall I think it's highly unlikely that we're looking at another Paul Volcker-style massive rate increase, but it's not impossible.

Right now the ARV is going up, look for comps in the area of the same style home you are looking at.

I'm planning out content for the year and looking for various experienced individuals / investors / professional services to come and talk to our group on the following topics: - Business Automations: What to automate and how to do it - Operations of multifamily properties (medium to large) - Various types of lending (panel style): creative financing, hard money, common terms, places to lend - Wholesaling - How to build your team- Entity structures / tax strategies - CPA / AttorneyThis would be in a casual, in person setting. 

I called the police and they pulled in swat style and arrested 4 teenagers.

It was a ton of fun setting up and getting styled for the photos :)

My family and I are debt free (Dave Ramsey style) and are now ready for new and purposeful adventures. 

I take as close a comparable property as I can (style, size, #bedrooms/Bathrooms, location, etc) that has been sold and make adjustments based on the condition as it relates to the property I am trying to valuate.