But if you're doing things like selling items, having users create profiles, things that would make you the 'holder' of your users personal info (especially credit card stuff), I'd get with someone that knows about websites and the legal implications.

Your net worth is essentially your financial report card and it indicates your financial health.

Federal and State laws apply apply regardless of your source of funds, but there are exemptions when you fund with your own money, not a get out of jail free card, but you're not as restricted as other lenders that have investors or others involved in funding loans.As I mentioned, what the public might be engaged in as acceptable or common does not make an activity legal or compliant. 

A few pipes get stolen out of the basement and the thieves usually turn off the water to keep themselves from getting wet and being electrocuted.This one though, these guys were in there for awhile.

I have setup an LLC with business banks accounts etc, but I havent got a credit card yet to start building credit for the company.

Focus on paying off all credit card debt as well, and free up as much of your income as possible by cutting your bills and spending.

So steal and be stolen from.

@Chris WallaceCredit cards?

Should I start sending yellow cards?

A website, CRM, Errors and omissions if the state requires, state fees to create an business entity, MLS start up fee and dues, business cards, signs are just the beginning.