Hello all, I need some advice on how to go about paying back a private loan...I am in the process of buying a house to flip and need to borrow 300k...i will be using about 200k of my own money also..I have a close family member that has the cash and I believe is willing to loan the money, but my question is what is the standard way to go about paying this money back?

That would give you much superior returns over paying a bunch of middle men, you would also then be assured that the rehab was done up to you quality standards, and finally it would hedge your investment to a large degree from any short term pricing volatility caused by a recession or other events outside of your control.

., does not conform to today's standards, and needs to be repaired or conform to code by qualified licensed technicians.

My understanding is that the conforming standard is an allowance for up to 60 days. 

In other words we inflate the structure price and minimize the land value over standard assessment.

You have to pass certain standards to go with RealCrowd or CrowdStreet.  

I have been told by multiple Lenders, that the use of  75% is the standard, as they account for Vacancies and Maintenance Expenses accounting for the other  25% ?

- I have been told it is easier on sellers to use a standard real estate purchase agreement from office depot as it is not intimidating to sellers and it makes them more comfortable, what are your thoughts?

My realtor is also a commercial investor and says the rate options are pretty standard for the area banks.

If you pay them less than the standard deduction for any calendar year, they don't even need to file a return.A lot of folks say not to bother, but I say how can you run a business you've never built?