My credit is 770+ and my W-2 income is strong and healthy. any advice is greatly appreciated. 

In terms of financial feasibility, while your plan to accelerate savings with rental income is sound, you must factor in rental expenses, Cincinnati living expenses, and travel costs for regular trips between Charlotte and Cincinnati.

Utilize the DSCR program 30 year fixed no income no doc .

Conventional loans are "full documentation", meaning they look at all of your expenses and income using "Debt to Income" ratio for cash flow.

I worked and saved and cut my finances to the bone saving off 40% of my income each paycheck, then poof, it was gone into the down payment. 

For how long have you been producing income as travel nurse?

Approval will be based on income potential of property, your credit score, appraisal, down payment, the DSCR ratio - there are quite a few factors that play into the approval. 

@Cheryl BologneseThere are in my opinion 3 reasons people buy vacant land, retirement, investment recreation.

. - Housing, utilities and food cost are around 14%, 8% and 6% compared to the national average making it a great place to live for families, college students and people looking to retire.- Charlotte has a high occupancy rate across the state and it’s hard to get tenants into it because if the house is properly marketed and maintained it will rent as quickly as a week or two depending on the price range and the location.- There is a high demand for high quality and reliable single family homes- Charlotte has affordable housing options- The median listing price per square foot is $244.

or was it net income before mortgage?