You will notice the amount of kilowatts used will be reduced when they are paying for it.. 

Anyway, the Duval county website has a handy property tax estimator - here's a link:http://taxcalc.coj.net/For a $150k house the property taxes would be about $2700 - assuming you don't have a homestead tax exemption, which would reduce the taxable amount by $50k.The rates for homeowners' insurance vary widely based on many variables - the age of the building, age of the major systems (roof/electric/plumbing/hvac), size, flood zone, and level of coverage desired.

It was super stressful trying to purchase in the Denver area in 2015!

Looking to reduce cost. 

First, taking out a mortgage against your home should allow you to reduce your adjusted gross income by the amount of the interest that you are paying for the loan.

If that were the case then nobody would use leverage.When an IRA engages in a debt-financed investment the portion of income that is derived from the borrowed funds is considered taxable - so 65% of gross rental income in my example.However, you have a $1,000 exemption off the top, and then get to apply the same ratio - in this case 65% - of all the normal deductions like interest on the note, depreciation, property taxes, etc. to reduce the amount of income that is taxable.The net taxable income will then generally be a pretty low number. 

There are a lot of expenses and things that will make the experience unenjoyable, unscalable, and stressful. 

Learned that purchasing a house can be very stressful and it's easy to feel like everything is going to go terribly wrong, so very important to be confident that your numbers and strategy are well-founded, and let that drive you more than your emotions!

Having tenants added a new level of stress and complexity to the deal.

With construction costs the way they are the design fees aren't the largest cost to manage on any development and having someone who knows what they are doing and is able to be thorough enough to reduce change orders as well as being able to think on their feet when questions occur.