How much is the HOA fee? 

Look for lenders with competitive interest rates, favorable terms, and a good reputation for customer service.

I know that interest rates are high, however looking for opinions on these numbers.

(I admittedly dont fully comprehend the implications of him cosigning) He assured me that he would not be involved and that the .5 point goes directly to him as a finders fee.

@Jay DhanakI would recommend using this website to find out areas you are interested. https://www.areavibes.com/Here is my rating & classification for each livability score. 80 and above A+78/79 A76/77 A-74/75 B+72/73 B70/71 B-68/69 C+66/67 C64/65 C-60/63 D59 and below FSecondly, I would recommend connecting with an investor friendly real estate agent.

I use Cit Bank 5% APYhttps://www.cit.com/cit-bank/resources/products-and-rates

Colorado is a great place to house hack as you can get ridiculous rates for single room rentals.

Florida is really competitive with short-term rentals and I've heard many stories of people diving into the market over the past few years only to find it difficult to cash flow with unexpected costs, rising interest and insurance rates, higher price points. 

Different fee schedules, different setup process. 

So they cut the values in half and then raised the tax rate 90%.