I owe $454k on the mortgage and after realtor fees/closing costs, i could net $200k with no capital gains tax. 

I still own the house and rent it out to pay the mortgage.

I got a long term tenant and they are paying my mortgage.

However, it demands strategic and cautious handling.The advantage lies in accessing capital without selling existing investments, but the risk involves putting your primary residence on the line if you can't meet the loan obligations.A HELOC should not be your primary choice, as it carries more risk than a traditional mortgage with higher interest rates.Considering your stable income and disciplined approach to investing, focus on saving for the down payment.

Instead of borrowing money from the bank, you are borrowing the mortgage of the person who sells you their property.

If one unit is vacant there is at least one other unit to help support the mortgage and bills until I can get it rented again.

As someone who has closed DSCR mortgages in all these cities, I'd recommend them all, but stay clear of St.

As an investor focused mortgage agent i'd like to provide some insight that may help you decide which market to invest in.

Hard money lenders, and private institution lender/businesses will only loan 70% of arv including the rehab cost, with experience. 

I was also going to mention it gets more difficult to get mortgages after 4.