A great idea when you can and should you fall on hard times you could stop the extra towards principal and be cash positive.The Phoenix, AZ metro market is still doing well and the experts predict that to continue.

Is this reliable and predictable and efficient?

Should help you avoid some predictable issues... like being upside down on the deal when it's ready for sale.

Its not really a problem from the title company's point of view, its a prediction that isn't always accurate.

There are simply too many variables when working with people and business to predict what will happen.Having a Business Mind SetInstead, you are in control of your actions.

No one can predict where the market will be in a year, in a month or even tomorrow.

I don't have a crystal ball nor do I pretend to predict the market.

I predict big things for that valley in the next 20 years.    

Then the fixed rate will be paid off approximately 21 months earlier (in just under 21 years)So yeah it all depends on the situation, and unfortunately it also comes with predicting where interest rates will go in 5 years time so it puts a bit of uncertainty into the situation.

REIV makes this easy and is the reasoning why I now have a predictable income each month. they do all the marketing for you as I said and all the metrics to the marketing and all the stuff behind being good and effective marketing. and follow up with REIV is push button easy. where I lacked before REIV was follow up and consistent marketing. which pieces to mail for which lists and follow up, whom to mail, whom to follow up with, when to follow up, putting the list on rotation 60-90 days, etc. now when I speak to a seller and they are there on price but not ready to pull the trigger or we just cant make the deal yet because of price I just click one of two different types of follow up sequences in podio and my VA handles all of the mailings and mail pieces each month.