I suggest you ask Realtors where the best place is for they type of loan you need: If you call one and say you're wanting to be pre-qualified by a good lender in your area they will likely head you to their favorite, so ask several.

@Ethan Simcox  I would see if you can get pre-approved for sub 50k loans and you will be able to use that money as a done payment for at least one house. 

@Adam Anderson Yes, but in real-time, no pre-recorded videos.

Pre- 1974 there are EPA lead based paint certification rule and contractors disturbing over a certain sq ft of space.If you do not follow you can face very stiff penalties into the five figures.Older building like that I usually go 60 to 65% of gross expected in costs.

Maybe I'll see you at a REI event in the area..Just pre-registered for a few events with RICH in Houston. 

I have been doing some research and found out different places to find REO, pre-forclosure and foreclosure homes.

I'm looking for Bulk REO's and pre listed REO's.

If it is a financing contingency sellers are looking for a pre-approved buyer with the only out being inability to get said financing.30 days to kick the dirt around makes no sense from a selling standpoint.

The owner may put pre payment penalties that step down over say a five or ten year period to protect his tax liability.

The only thing you have to be aware of would be pre-payment penalties but those tend to disappear after a year or two.