Hello, I'm currently going through the process of attempting to open 0% business credit cards to hopefully potentially use as the downpayment to qualify for a hard money loan, to then use that hard money loan to purchase and flip properties.

The possibility of each tenant having their own bathroom and the potential for increased rent revenue was particularly appealing.Upon visiting the property for a tour, I was supprised to see the house not only featured the advertised 4 bedrooms and baths but also included an additional full bedroom and bathroom, absent from the online photos.

I intend to sell all four lots together as a package deal, regardless of whether they're combined or separate.Pros of Combining Lots:- Simplified Selling Process: Potentially easier to sell one large parcel than multiple smaller ones.- Increased Marketability: A larger, single lot may appeal to buyers looking for more space and privacy.- Potential for Higher Value: Combining the lots could increase the overall value due to the larger size and unified waterfront access.Cons of Combining Lots:- Limiting Buyer Pool: Some buyers may be interested in smaller, less expensive parcels.- Zoning and Regulation Challenges: Combining lots could complicate zoning and what can be built on the property.- Costs and Legalities: There may be costs and legal procedures involved in combining the lots officially with the county.I'm leaning towards combining them for the simplicity and the unique appeal it could offer to a certain market segment.

What types of projects have you found suitable for joint ventures, and how did you go about finding potential partners?

Fostering a good financial mindset is my actionable step for the near future, focusing on my savings rate and putting together a buybox for a potential future house hack. 

To potential new investors: See my feedback in this link.

Looks like scam...https://www.justice.gov/usao-edny/pr/long-island-investment-...

I worked with Brian Maddex at Guild Mortgage who comes to our local REIA meetings and was great for potential ways to structure the deal.

Consider joining one of these groups or attending these meetings so that you can get to know other people and potentially find a future business partner if you need one. 

I would be down for meet ups if I lived in the area, but we do know a lot of good agents in the area and I know there is a ton of potential there.