DSCR stands for Debt Service Coverage Ratio - basically it means that the income of the property is what qualifies the loan. 

I'm assuming with "commercial" you have a company and are looking for a line of credit based on the income that your company is producing?  

This second property also produced an income equal to a months rental.So it depends on the ARV, the rent/building value ratio, down payments and how much the mortgage are.

Allow me to put the money I'd pay for the property into gov't bonds paying roughly what the lease payment would cost, and 3. would give them ~$320K in total lease payments including the offset of capital gains, while it would be equivalent to me purchasing it for cash today at $225K.I know there is an income tax liability on the seller's part for the lease payments, but I don't know their situation to judge the impact of that.I've never done a transaction like this before, so please poke holes in it, or if you have a better option, please let me know.

That’s great advice.I like STR’s cash flow but LTR’s involvement (more passive).I probably wouldn’t be able to house hack as I have a mortgage on my home and can’t get rid of it for family reasons.

Should passive investors care about deals that were exited in 2021? 

Then you are going to pick Asset, Liabilities, Income, or Expense as appropriate and find an "Other Account" you can rename. 

The balance will be used as income after we retire (in about 10-12 years). 

For example, tell them how you can provide them a stable income over the years without having to deal with tenants, toilets, or trash.

If you live in New Jersey and work in New York, you will pay taxes to New York eventhough its not the state you live in.I am not sure if her question is in regards to residency, buying a house in one state(a state with an income tax) while maintaining residency in another state without a state income tax.i.e. buying a house in New York but maintaining residency in Florida