That way they can leave their stuff there while classes are not in and avoid moving in and out and you not collecting rent for months at a time. 3.

I would really tell her you are moving in a few weeks but if you want me to I’ll get someone to test for mold but it’s going to cost a few hundred dollars to get it done.

More important than what you owe on your current home is why are you moving and what did you pay for it.If you’re moving for a lifestyle upgrade or other non-financial reason go ahead and move.

It states that the deposit will be "paid before move in" To this effect the tenant could pay the day before move in leaving me waiting weeks with the threat of them backing out at the last minute. 

Called tenant and told them the day it was suppose to moved outside.

Plus once you move out of the property the bank has always let me keep my HELOC as is as long as I didn't sell.  

Also, I don't see why you would take the risk of buying it in your own name and moving it into an LLC later...If it's a matter of the bank only taking your personal financial situation into account if you do it in your own name, I'd personally rather use hard/private money to acquire it, then refi with a bank once the property financials stand on its own.

I don't have any risk tolerance anymore.I will put it on the market once the tenant moves out in July.Wa trying to offer him some cash for early move out but he has bad credit history and doesn't want to move out.Thanks for advice, now I see what  I am doing wrong. 

I plan to move in after purchase and live there as my primary residence.

My family and I will be moving to the Eastern Shore later this year if plans hold.