Also, it always takes more money than you expect to get into a property.

Would a hard money loan be better without 2 years income or another way?

My philosophy is very simple: never sell a property unless you can (a) put the money into something that provides a better return or (b) it moves you closer to your goal.3.

No extension cords over x feet may be used might be better.If I can install a 240V outlet in my property for a limited amount of money, say $200-250 which I can do if the panel is reasonably close, I am willing to do that as it isn’t a huge cost and may help keep a tenant.  

No money will be exchanged, just my 2 lots for their 1 lot.Plans for the property I'll be receiving are still up in the air.

I have never seen a hard money lender have great interest rates and low points.

Equity is where the real money is.

It’s all about votes and donor money.

Our area is not unique, this is a nationwide issue (opportunity) for accounting firms.In the end I think many would be well served to think of their CPA/EA as they do an attorney - while they can also help provide planning advice to better structure your tax life and save some money, a portion of the cost is just a cost of doing business - you are required to be compliant by the Feds / states / etc, and the CPA/EA is insurance to ensure you get it right and stay out of their way.

If you don't want to spend the money, perhaps talk to that neighbor and at least hear them out about what the origin of this issue may be.