Wall paint is "easy" but time consuming especially if you have never done it before.

This is an easy one.I would definitely trade equity for consumer debt.

The seller has nothing to do with the Property Management Company's duties to safeguard this information as required by the Consumer Reporting Agencies & the Fair Credit Reporting Act.What you should do instead of trying to get that specific information is get the Property Management Company's screening criteria.

Pay down the mortgage on my own home by $50,000 to reach 80% LTV (because I only have 5% equity on a 30 year 4.5% fixed rate mortgage with $80/month mortgage insurance).and/or2. put the proceeds from the sale of the rental condo in a tax efficient index fund, like VG consumer staples index or total stock market index.Given this info., would you recommend keeping the condo & renting it out to see if the value/rent increases?

I figured I would be able to sell it for a modest profit, once I decided to move.

Raw land is exempt because it cannot be used for a consumer purpose, but the minute the buyer moves a trailor or starts building a dwelling, it can BECOME a consumer loan and you have a non-compliance issue. 

You can file tax returns for as many years as you like, get US based credit cards, US consumer credit (e.g.

Since these are tenants the process to get them out could be more time consuming based on how it plays out. 

It’s good to get into your consumer’s mindset : )

These projects are super complex and consume a bunch of time on the front and back end.