I took some advice from BP podcast and wrote a letter to the bank with our offer introducing ourselves with a cute family photo and telling our brief journey.

If so, have you been pre approved and have a letter showing you can get the loan?

I had heard mixed things about float downs.

It shouldn't be a big deal, you just write a letter of explanation and submit supporting docs.

Told him to leave ill do it myself.)Bad sill plate on rear corner (contractor)Replace front porch postsBuild backporch stepsDemo barnInstalling concrete footers under home, laying block and shimming to your jacked levelSetting house back down on blocks and reattaching to foundationRemove floor and portions of subfloor in kitchen & back porch and replacement Window repairTemporary power pole (electrician)Electrical service upgrade, outlet replacement and GFCI Install (mix of Electrician and us)Label panels (electrician)All exposed wiring must be protected (basically just replaced all of it)Replace missing light fixtures (new fans throughout)Build wall in living room to convert to 3rdbedroomRe plumb house and pressure test plumbing (plumber)Install smoke detectors hardwired to meet code (electrician)Water Heater electrical line, and core discharge for water heater under house (plumber)Tear out Old ac unit under houseWindow screensWindow locksBackflow prevention valve (plumber)Fart fan ventilation for bathroomApproved Address Number DisplayedFlaking paint abatement interiorClothes Dryer exhaustPaint Untreated woodRemove all debris, Remove old tiresRemove chain link fenceTreat house for black antsPoly floorsMud and paint wallsAppliancesDoors/locks.Roof patch, remove 12x24 section, cut out rot, sister in new beams, put new plywood & shinglesPiles and piles of new electrical wiring (electrician/us)Sand all walls and spray texture ceiling and walls with joint compoundPaint whole house inside and outNew trim everywhere.Sand the every living hell out of the floors (100 hours of labor + help)Gutters and french drainNew mailboxA/c Unit.

It’s like saying my mailman thinks I’ve written a great letter and he should know because he delivers letters.

@Eric Mayer that should have been cleared with a simple letter of explanation if any!

However far you decide to look back, remember it could take more than one letter or phone call to actually speak with the personal representative so be consistent with your follow-up.

Hi, I'm looking to purchase chase my first mix use building.

The population boom mixed with a constant rotation of renters just makes it feel like a good area to invest further.