Do you leave them empty, or do you stage them completely, partially, or minimally?

Of course, your going to claim that you do not need the extra time, but due to the upcoming holidays, your concerned about delays.

Hey Team,Im a real estate agent in Cleveland and I'm gearing up to make my first investment.Background: Strong backround in construction and real estate.Finance: minimal down payment, financing available.My niche is going to be buy-and-hold rental supplemented by an occasional rehab.

I could always use some experienced insight Hey Andre, Sorry for the delay in getting back to you- it's been crazy the last month!

I doubt your insurance provider would pay out a claim if something horrible happened between now and then since you won't be able switch/add the LLC as owner since you "effectively" can't act on behalf of an LLC that isn't operational yet.This is my thoughts on how this works, I have no experience with delayed effective dates.

The risk is very high.The county department of building is notorious in delaying the building permit, meaning that it's quite possible I can't even start the work for the first month or two, waiting for the permit to be issued, (no electricity in the house yet).Anything else unexpected which causes money will impose more risk on the weak financing.My question is: Should I pursue this flip?

I do see the use of requiring a minimum credit score because you can minimize your risk with someone above a certain score, which gives insight into how well they manage their money. 

Association fees are minimal. 

But I'm not sure how that would delay anything, right?

The IRRRL sweatshops don't have appraisal departments, don't know how to calculate income, don't underwrite, don't even have to run your credit if they don't want to, have minimal compliance expenses, etc etc.