Not to mention a team mentality and on going support from a Development Agent active in your market.I just figured I’d throw a post up from an inside prospective.

This was not meant to be an exhaustive list.

Until that is done, you should look for another Insurance Carrier that will write your home and extend Liability to that location or get a sepparate Liability policy to cover your wife's interest in the property.Once you have determined there is underlying coverage for the Liability on the vacation home, the question of the umbrella Liability (comes into play once the underlying Liability is exhausted). 

Others that I have spoken with, but not exhaustive because there are a lot who do not lend in California where I am, are Lending One, Lima Capital, Visio, and 5arch.

Mentally, I wouldn't feel good about working in the house, selling it, etc.

And we do need police reform, Eugene has a great option where they have CAHOOTS which responds to mental health/addiction crises so police dont have to .. 

Here's what I've done so far:I have exhausted all of google's listings (including all the 1 star reviews). 

I found the extended adrenaline rush and process of constantly driving around to be exhausting and nauseating, but I can see why nobody does it.