Varies on the laws of the state you are doing business in, demand, and local zoning laws.1.

Join Local Real Estate Groups, 2.

You may need to consider looking at a local commercial bank. 

I live in San Diego and am interested in investing locally to be a little more hands on while I am learning.

I’m new and trying to stay local and it’s been tough

This seems like exactly the type of community that would bad STRs though, so I'd definitely be diligently researching local laws.

@Seth VendelboeI also suggest speaking to local banks and credit unions.

Additionally, explore alternative financing options or strategies that may better align with your long-term investment strategy.If you decide to pursue a hard money loan, research local hard money lenders in Virginia, and consider reaching out to multiple lenders to compare terms and rates.

Hi Maria,Check the Events and Meet-ups section for local investor meet ups in your area.

@William Hutcha few tips-go to REIA meetings in person and find lenders there-join the local Facebook groups and find lenders thereagree that being secretive about rates is not a good sign