Would be great if you could share an update with the community :-) Hopefully none that included an expensive training on how to buy a piece of land and then resell it. 

obviously you're not going to see the same tax benefits from a 401k as you will in real estate. so is the effective irr actually worse for a 30 year old to cash out a 100k 401k and invest it in an 8% real estate investment over 30 years when accounting for depreciation, appreciation ( let's call it 2% annualy) and actual cash return even if you include a 10k withdrawl hit?

My wife absolutely unpacks and puts all her stuff away and the suitcase goes in the closet till we are packing to leave.I just sometimes just live out of the suitcase and sometimes put my stuff away in drawers.On a side note since you are local to me I just bought a hoarder house that has antiques including dressers and chest of drawers.

Instead of including the utility in the rent, give them a copy of the bill and make them pay half.

I have a friend who lives in California but is licensed in many states including Puerto Rico to do mortgages with Sunwest. 

I think the main steps include filling out and submitting an application and then attending the hearing the following month to have it voted on.

Sometimes that could also include providing a "certified pad" that the future building will be built on. 

My question is based on the following:lets say you put down 20% on 300K property which is 60k (plus closing costs ) and you are breaking even with you mortgage + other expenses(taxes ,management fees,...) included.

Also includes a few VA hours in the price to jump start your progress... that way it's not just a second job.

Personal Property: $30,000                    Personal Liability: $300,000                    Replacement Cost: Included                    Medical Payments: $1000                    Loss of Use: $6,000                    Property Damage to Others: $500                    Mold Property Damage: $10000                   Mold Liability: $50000                  Tenant Pet Damage: $500                  Additional Interest: Myself (the landlord)2) With above coverage added to renter insurance, do I make it mandatory for the tenant to have a separate pet liability insurance?