We are staring a house with them.

If you go that route you want to have a contingency in the contract that the seller is delivering a vacant house and the renter agreed to terminate the lease early.

if you buy, develop properties and then sell them.You are considered a 'developer' and the land / houses are inventory. therefore, the income would be ordinary and not capital gains.

Purchase price: $49,000 Cash invested: $3,000 We purchased 5 acres with no deed restrictions or HOA and continue to build out rentals/lots on the property.

Just look at the news every day, insurance cost is definitely going to continue to go up there.

The particular place I have in mind has a 1 acre lot and the house probably needs  $60k to work on it (this was guesstimated by my coworker who wanted to buy it).

Is there decent demand for shared housing in Cincinnati?

I don't wanna waste time if I know they aren't gonna qualify, but I don't want to be accused of violating fair housing laws here

Some articles indicate that as many as 42% of those who actively use the BNPL purchase option are either behind in their payment or behind in other payments for other obligations.Even though this is not something being reported to credit agencies, it could be something that starts popping up on loan applications as the amount of "phantom debt" in the system continues to grow. 

Tenant who has been in property for 6 months came to us and wants to break his year long lease to move into another house in the same neighborhood.