I showed up at his door, determined to get this deal across the finish line.

A MTR will give you the flexibility to keep the unit furnished, get a higher monthly rent rate, and avoid HOT. 

What's great abut this is MTR is very tough to get shut down by local municipalities and believe it or not North Jersey attracts a huge verity of people looking for mid term whether its through work, moving or extended traveling.

I see that you are a lender - any input about getting financing as a cross-border investor? 

Tis dollar for dollar reduction should equate to getting me down to the same amount as if I did not have the capital gains. 

A better idea would be to get a stable of solid rental properties under your umbrella and use the profits if you like to run your recovery home. 

With more families out there you may get some better and long term renters as well.

Even then I would be hesitant because people camp with RV's/tents at Oklahoma state parks before they would get an Airbnb. 

I am looking to get some type of construction to perm loan to build a primary house for myself However, I’d like to get a loan that allows as little % down as possible and allows me to be the builder.

We get lots of traffic through Zillow for our listing as a furnished rental.