All that matters is whether or not you can generate off market deals.

What are your thoughts considering I could increase rents and wait for rates to drop and when that happens refinance again and realize much bigger profits It sounds like you have a solid portfolio of properties that are generating good cash flow for you at the moment.

Suppose you are personally sued; during the discovery process, you must provide information on all of your income and assets (including your LLCs in any state (with or without anonymity).

The promissory notes are generated by an RMLO during resale of our property on owner finance terms.

A no income no doc DSCR (debt service coverage ratio) would be a great option for you .

I'm financially stable with good income, low debt, and good credit score. 

@Tony Manning depending on the county there are programs to help with the costs, but requires tenant income restrictions.

Incomes are not keeping up with the cost of housing.

The goal is to generate cash flow to help fund a real estate portfolio.

Engelo, It's the "hack generation".