They are a fantastic turnkey company who we've purchased a few properties with.

One thing I must address, which is fantastic, is your "WHY."  

They will not accept things such as flushable wipes, personal wipes, baby wipes, paper diapers, sanitary napkins, tampons, wads of toilet paper, dental floss, balls of hair, paper towels, newspapers, grease, oil, table scraps, bones, clothing, rags, sand, dirt, rocks, or children’s toys.

Patrick McCarthy welcome to the site, it's a great resource and a fantastic way to connect.

You also live right next to your tenants, a tip I got from a member was if tenants ask if you are the landlord, let them know you have to check with your "parter" when making decisions.I think it is a fantastic way to get started, since you get your feet wet with Property management and also have a primary residence 

no transportation, 3 duffel bags of clothes and a Dog. 

I think the loan pay down, tax benefits, cash flow, and appreciation make rentals a fantastic investment.  

If you have trouble unscrewing them use a wash cloth soaked in white vinegar and wrap it around the element for 24hrs.

TP is a fantastic place to live, but an awful place to be an landlord.

If it was that simple, with that fantastic of an LTV, just being a rental wouldn't make all of these lenders turn you down.