We are not sure how to go about the extra bedroom since it was already built and its part of the house.

(Many can) If you could switch to VA it would be better for you but the seller may have an extra cost or two- ask your agent.

I can take those 99 extra hours and invest them in more research, etc.

I have been wondering the exact same thing trying to find side hustles to get some extra money to get the next RE since we Bought one in april

For an extra 20% +/-, they find the subs and workers, vette them, manage them, check their work, pay them appropriately...and they have the insurance and bond so you're covered.

That’s effectively a 9% return on your money, and now you can aggressively invest your income from your business and this extra money with really no risk at all.

My snow removal company only salts, no sand and given the cost I was going to switch companies but then realized in my northern climate it’s just worth the extra cost to have it done and over with especially after a tenant claimed a late spring slip and fall last year.

Pursue the numbers and in five or six years you'll have enough passive income that you can buy the condo that speaks to your personality and not sacrifice wealth.Buy the two- or three-bedroom house, rent out the extra rooms and let the renter pour equity into the property for you, freeing you to save for the next home purchase.

Here are my numbers for my primary residence:Purchase Price: $212,000 (2010 purchase)Amount Owed: $284,898 (2019 cash out refi to pay of student debt and extra for investments)Current Loan term length: 15 years (2020 refi to decrease interest rate)Current interest rate: 2.375%Estimated Home Value: $650,000+ (realtor suggested listing for $815,000)Monthly P&I Payment: $1946Current cash on hand for investment: $120,000My consideration: I’m considering refinancing to a 30 year mortgage and doing a cash out that will bring my new monthly payment equal to that of my current monthly P&I.

Yesterday, I got "good news, we removed our extra 2nd home / rental property hits, because we're so generous and nice!"