Can someone explain if my calculations look wrong or another type of property I should be focusing on if I wanted to get into a house hack that would be a better deal for me?

At least here in Upstate NY, Orkin as of Friday is doing interiors only on request (as in, happy to do them but only if customer says "please do the interior").I texted each tenant and explained they could say "yes" or "no" to interior treatment at this time - so far all who have replied have said "yes". 

Explained office staff will wear gloves when processing payments and paperwork.

Happy to have someone try to explain this."

They said I'd get a call before my loan was funded to explain, but that did not happen either.

Then they called again and explained the loan to me. 

One of my main objectives is a steady monthly cash flow built up over 5-10 properties.

I know this, not one person here can tell me definitively one way or the other what's really happening, and that's the heart of the problem for today.I can't even ****ing explain it.

I totally understand the increments of .5% each month but what I don't understand is how the interest gets applied.The 2 different options that keeps popping up from people that tries to explain this to me is the following:If I borrow $100,000Option A:1st Month: $100,000 x 4.99% = $4,990 interest2nd Month: $104,990 x 5.49% = $5,763 interest3rd Month: $110,753 x 5.99% + $6,634 interestOption B:1st Month: $100,000 x (4.99% / 8) = $623 Interest2nd Month: $100,623 x (5.49% / 8) = $690 Interest3rd Month: $101,313 x  (5.99% / 8) = $758 Interest 

If you can't explain it to someone, it's not good enough.