Hi Brett,Not NH, but my month to month has all the same terms and conditions as my one year fixed lease--except of course the provisions on the time and the title (month to month as opposed to fixed term).

The Bay Area is one exception I think where the 'Valley Boom' is alive.

My goals for investing haven't changed in three decades, except that I'm older now (almost 57) and my kids are grown, married and have kids of their own.

Read these books no exceptions if you haven't already1 Rich Dad Poor Dad, and frankly all of Rich Dad Series of books.2.

However, there are always exceptions.

Nothing new there, except some better ways to do it..

(The only exception is that when you see skyscrapers already developing, and it is reasonable to assume that such developers have enough money to finish the project)I will give you an example.Bought a house for 135k all-in, and it worths 175k at that point.  

Personally, and this is just my opinion, given that you can lock in those profits from stocks now, that's exactly what I'd do, with the exception of any well managed funds and roll over those over into what I believe is a more stable investment - real estate.These are just opinion and not professional financial advice.

In my area, a 5 % commission for dual agency is no exception.

There are bad plumbers, car salesmen, lawyers, and waiters, but you don't hate them all because of how the bad ones act (except maybe lawyers...). ;)I would recommend finding a different PM.