I lived in one unit and AirBnB the other in the summers (which completely covers the mortgage).

I am an asset manager with primary assets being RE related (mostly small MF and mineral rights). 

I am really disturbed by this as it makes wholesaling virtually impossible without the cash buyers fronting the money for the first close or actually having the money to cover the first transaction.

Here is how most work:Rates: 10% to 14% (Most Deals are 12%)Terms: 1 Day - 24 Months (Most Deals are 6 months)Fees: 2-5 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $200,000 we charge $2,500 minimum)Max Loan: 65% of After Repair Value(ARV) 100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 10 business days)We have private lending partners throughout the entire United States that cover the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, TN, TX, UT, VT, VA, WA, WV, WI, WY.

But chasing negative cash flow property at retail (that's what 'turnkey' buying is), at or near the top of an overheated market, with relatively high interest rates, potentially a looming recession, and no more institutional iBuyers (they have effectively left the market) in the wings to bail out retail sellers, ... all this adds up to a lot of risk.

You can say "No" to these requests and be on relatively solid legal ground so long as the thing works as expected."

Definitely start jumping into the community here and feel free to ask any questions related to Real Estate investing!

I'm looking for someone who can relate a little bit with their clients rather than a firm that is so big that you feel like just a number to them.  

That is a tough question when relatives are involved.

Some offices have fees and others may pay expenses to cover you and expect you to produce.